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In California Health Insurance Prices are Fixed by Law. 
You will not find a better price than what we can offer you!

 

Anthem Blue Cross

Blue Shield

Aetna

PacifiCare

Kaiser

Tonik

Health Net

Delta Dental

 

 

Anthem Blue Cross Agent/Broker

Anthem Blue Cross of California
Individual and Family PPO Medical Plans

Premier Plus
PPO plan with the highest level of medical benefits we offer
  • Robust benefits for both routine and unexpected medical care
  • Options include an unlimited number of doctors' office visits for various covered services. You will be responsible for a predictable copayment, even if you haven't satisfied your deductible.
  • Annual vision screening exam with copayment.
SmartSense® Plus
Covers the essentials and more at some of our lowest monthly rates
  • Choose from a range of deductibles and co-insurance levels to change the plan to better meet your needs.
  • Immediate coverage with predictable copayments for the first three doctors' office visits, per plan member, per calendar year.
  • Choice of prescription drug coverage options.
CoreGuardSM Plus
Affordable protection against significant unexpected medical costs
  • Wide array of covered services, including doctors' office visits, hospital, surgical, and outpatient care.
  • Access to Anthem's discounts for in-network covered health care services.
  • Higher percentage of member cost-sharing in exchange for lower premiums.
ClearProtectionSM Plus
Combines affordable protection with some immediate benefits
  • Innovative plan design helps limit your share of the costs for major medical expenses, such as surgery and hospitalization.
  • Immediate coverage for the first two doctors' office visits for covered services.
Lumenos® HSA Plus
Traditional PPO coverage with added financial flexibility
  • Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
  • In-network covered services paid at 100% after you meet your deductible.
Lumenos® HSA 1500/5000
Traditional PPO coverage with added financial flexibility
  • Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
  • Available with or without maternity benefits, depending on which deductible you select.
Tonik®
Straight up, affordable coverage tailored to protect young adults from unexpected medical expenses
  • Covers four office visits per year before deductible, with $20 copay per visit. Additional visits covered in full after deductible is met.
  • Immediate coverage (no deductible) for generic prescription drugs.
  • Includes some dental and vision benefits; optional Enhanced Dental coverage is available.
PPO Share
A traditional PPO plan with a broad range of benefits
  • Unlimited doctor office visits with predictable copays, before the deductible.
  • Ideal for families with young children or planning to have children.
Select HMO
Our lowest priced HMO with an exclusive HMO network
  • Exclusive HMO Network includes over 20,000 doctors in 22 California counties.
  • Immediate, no-deductible benefits for in-network covered services.
HMO Saver
A mid-priced HMO that includes access to our entire HMO network
  • Includes access to our entire HMO network of more than 37,000 doctors.
  • $1500 medical deductable for hospital and emergency services helps keep premiums lower.
Individual HMO
Our richest HMO with no medical deductable and access to our entire HMO network
  • Includes access to our entire HMO network of more than 37,000 doctors.
  • Immediate, no-deductible benefits for in-network covered services.

 

 
 
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MJ & Associates Insurance Services LLC | 2901 West Coast Highway, Suite 200    Newport Beach, CA 92663 | Office (949) 548-8448