Disclaimer

DO NOT CANCEL ANY EXISTING HEALTH INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

Links to the Web Site
You may not establish a hypertext "link" to the Web Site and/or distribute, modify or re-use the text or graphics of the Web Site unless you obtain prior express written permission from MJ & Associates Insurance Services LLC allowing you to do so.

Third Party Content
MJ & Associates Insurance Services LLC sites are distributor with regard to Third Party Content on the Web Site. MJ & Associates Insurance Services LLC has no editorial control over such Third Party Content. Therefore, any opinions, statements, services, or other information expressed or made available by third parties on the Web Site are those of the Third Party Content Providers. MJ & Associates Insurance Services LLC does not represent or endorse the accuracy or reliability of any opinion, statement or other information provided by any third party.

This web site is not Insurance company or medical group . This web site does not offer medical or professionals medical advises , tax advices , legal advises . all information on this web site has no guarantee or accuracies . its your responsibility to confirm with carrier your own approval and coverage benefits. any links of third party has their own privacy and declaimer. please read them when you travel web site to web site .

Bellow trade marks and carrier you might find on this web sites.

Blue Cross of California , Blue Shield of California , PacifiCare of California ,BC Life & Health Insurance Company ,  Anthem Blue Cross and Blue Shield is the trade name for the following
 

California Insurance Co.com is a part of MJ & Associates Insurance Services LLC.  The website is only a website name and is NOT our company name.  If you have any questions regarding our website or services/operations please contact us  at 949-548-8448.

These terms of use (”Legal Terms”) describe the terms and conditions applicable to your access and use of the MJ & Associates Insurance Services LLC web site (the “Web Site”, “CIC”). By using this Web Site, you are accepting and agreeing to these Legal Terms. If you do not agree to all of these Legal Terms, do not use this Web Site.

We may modify this Web Site and the rules and regulations governing its access and use, at any time. Any modification will be included in these Legal Terms, so please check back when you use the Web Site. By continuing use of the Web Site after such changes are posted, you will be deemed to have accepted such changes.

Scope of Use

MJ & Associates Insurance Services LLC invites you to view, use and download small portions of the content (including without limitation text, graphics, software, audio and video files and photos) of this Web Site for your informational, non-commercial use, provided that you leave all the copyright notices or other proprietary notices intact. You may not store, modify, reproduce, transmit or distribute a significant portion of the content on this Web Site, or the design or layout of the Web Site or individual sections of it, in any form or media. The commercial use, reproduction, transmission or distribution of any information, software or other material available through the Web Site without the prior written consent of Robertson Insurance Agency is strictly prohibited.

You understand that CIC may, at any time, for any reason and without notice, discontinue, change or restrict your use of this Web Site and make changes in the products and/or services described in this Web Site.

By using this Web Site, you represent that you are at least 18 years old and are a United States resident. If you are under 18 or not a U.S. resident, do not use this Web Site.

Eligibility for Insurance Products and Services

The information available on the Web Site is intended to be a general information resource regarding the matters covered, but is not offered as legal, accounting or other professional advice, and is not tailored to your specific circumstance. YOU SHOULD EVALUATE ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THIS WEB SITE IN CONSULTATION WITH YOUR INSURANCE SPECIALIST.

No Warranties

THE WEB SITE, ANY CONTENT, OPINIONS OR ADVICE ON THE WEB SITE, AND ANY PRODUCTS OR SERVICES AVAILABLE THROUGH THE WEB SITE (COLLECTIVELY, “MATERIALS”) ARE PROVIDED TO YOU ON AN “AS IS” “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SYSTEMS INTEGRATION, ACCURACY, AND NON-INFRINGEMENT. THESE MATERIALS INCLUDE ONLINE CALCULATORS AVAILABLE THROUGH THE WEB SITE. THE California Insurance Co. DOES NOT ENDORSE AND MAKE NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF THE MATERIALS. CIC MAKES NO REPRESENTATIONS OR WARRANTIES THAT USE OF THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE. YOU ARE RESPONSIBLE FOR TAKING ALL NECESSARY PRECAUTIONS TO ENSURE THAT ANY MATERIALS YOU MAY OBTAIN ARE FREE OF VIRUSES OR ANY OTHER HARMFUL COMPONENTS. THIS WARRANTY DISCLAIMER MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY THE California Insurance Co.. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. You may also have other legal rights that vary from state to state.

Limitation of Liability

YOUR USE OF THE MATERIALS IS AT YOUR OWN RISK. CIC SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO, USE OF OR RELIANCE ON THE MATERIALS (EVEN IF CIC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) OR THAT ARISE IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE WEB SITE OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE WEB SITE OR THE MATERIALS. THIS LIMITATION OF LIABILITY MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY CIC. Some states do not allow the limitation of liability, so the foregoing limitation may not apply to you.

Copyright

This Web Site is protected by U.S. and foreign copyright laws. Except as expressly provided under “Scope of Use” section above, you may not use, reproduce, modify, transmit, distribute, publicly display or perform this Web Site without CIC prior written permission.

Visitor Submissions

By providing information or materials to this Web Site, you grant to CIC an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, and transmit such information and materials for any purpose, including without limitation, disclosing any such information and materials as necessary to satisfy any law, regulation, or governmental request. You agree not to submit or transmit any e-mails or materials through the Web Site that (i) are defamatory, threatening, obscene or harassing, (ii) contain a virus, worm, Trojan horse or any other harmful component, (iii) incorporate copyrighted or other proprietary material of any third party without that party’s permission or (iv) otherwise violate any applicable laws. CIC shall not be subject to any obligations of confidentiality regarding any information or materials that you submit except as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.

Third-Party Services

Certain commercial services, such as mortgage and auto loan services, are offered by third parties through this Web Site. CIC is not and will not be responsible for (i) the terms and conditions of any transaction between you and any such third party, (ii) any insufficiency of or problems with any such third party’s background, insurance, credit or licensing, (iii) the quality of services performed by any such third party or (iv) any other legal liability arising out of or related to the performance of such services. Because we are not involved in the actual transaction between you and any such third party, in the event you have a dispute with any such third party, you release CIC and its affiliates, and employees from any and all claims arising out of or in any way connected with such disputes. If you are a California resident, you waive the California Civil Code § 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”

Links

CIC offers links to other web sites operated by other entities as a convenience to you. CIC makes no representation regarding the content or accuracy of any web site that you may access through this one. CIC does not monitor and is not responsible for the content found on other web sites that are linked from this Web Site. Inclusion of these links on CIC Web Site does not imply endorsement, recommendation or sponsorship for any linked web site or the services, products or advice described on the site. The views, opinions, statements, offers or other information or content expressed therein are those of the respective author(s) or distributor(s) and not CIC.

E-mail

E-mail submissions over the Internet may not be secure and are subject to the risk of interception by third parties. Please consider this fact before e-mailing any personal or confidential information.

Violations and Additional Policies

CIC reserves the right to seek all remedies available at law and in equity for violations of the rules and regulations set forth in this Web Site, including the right to block access from a particular Internet address to the Web Site. Our policies regarding privacy, which are incorporated into these Legal Terms by reference. CIC does not intend to market any products or services to children and does not knowingly collect personal information from children under the age of 18 through this Web Site.

Governing Law, Location and Miscellaneous

These Legal Terms shall be governed in all respects by the laws of the State of California USA, without reference to its choice of law rules. The Web Site is operated by The California Insurance Co. from its offices in Tustin, California. CIC makes no representation that the content of this Web Site is appropriate or available for use in other locations, and access to this Web Site from territories where the content of this Web Site may be illegal is prohibited. Those who choose to access this Web Site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. These Legal Terms and all documents incorporated herein by reference constitute the entire agreement between CIC and you with respect to this Web Site.

Arbitration

Any controversy or claim arising out of or relating to these Legal Terms or this Web Site shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Los Angeles, California, and judgment on the arbitration award may be entered into any court having jurisdiction thereof.

Disclosures

The insurance products and services are offered by The California Insurance Co., located at 2901 West Coast Highway, Suite 200    Newport Beach, CA 92663

The Consumer Communications Bureau of the California Department of Insurance may be contacted in writing at 300 South Spring Street, South Tower, Los Angeles, CA 90013, or by telephone at (800) 927-HELP.
To view Certificates of Authority for California, please click here.

MJ & Associates  CA#0G53189    |  2901 West Coast Highway, Suite 200    Newport Beach, CA 92663 |  Office:(949) 548-8448 Fax:(888) 681-8966